The Western Union money transfer is one of the most popular and convenient way to make money transfer instantly. This facility is available at 7,100 post offices, 30,000 popular bank branches and various other institutions with over 90,000 centers in India. Money transfer can be made to India from almost all major countries across the globe. However, this facility is used for receiving money in India and cannot be used to make fund transfers from India to other nations. Money can be sent via internet, agent location or phone (in some counties). In case of any dispute, the customers can contact the service providers through mail, phone or email.
Procedure of Receiving Money in India:
As per Government of India rules, the maximum limit of money transfer through Western Union is $2500 or its equivalent INR amount and the user can make up to 30 transactions per year. The recipients can withdraw the maximum cash amount of 50,000 INR and the amount exceeding this limit is paid in form of crossed cheques. The Indian citizens with foreign passports can withdraw any amount in cash. The recipient has to produce photocopy of valid identification and proper MTCN, retained and preserved by the pay-out location authorities. The sender has to provide his address while sending money.
Customers using the Will Call transfer methods have to bear extra charges if the transfer is made to islands of the states such as Tamil Nadu, Kerala, Andhra Pradesh, Andaman, Nicobar and Pondicherry. Some specific Indian locations are now part of the ‘India Tsunami Region’. The senders should properly mention the receiving location while sending money. There are various withdrawal options for the recipients’ viz. doorstep delivery, receipt from phone, online transactions, or collect the money from the specific agent location.
Limitations:
The Western Union is meant for receiving money in India and not sending funds to other countries. These transactions take place independent of bank account and the value of Indian currency is less in comparison to all major currencies in the world. To avoid fraudulence, misappropriation of funds and misuse of the services, this service is barred from fund transfer outside India.
The Western Union can be used to send money for consumer and personal expenses. The medium cannot be used for commercial and business transactions. The payment cannot be made for purchase of land, properties, assets or any company payments cannot be incurred by this mode of transaction.
Some Easy Options to send money from India:
There are manifold options to send money outside India. First and foremost alternative is the bank wire-transfer method where the user can utilize the computer to make instant transfer of funds from his bank account. In case the user does not want to access the bank account transactions, he can resort to other popular methods like the PayPal, Moneybookers / Skrill, etc. PayPal is very famous and its facilities are available at almost all countries. For availing these facilities, the user should have a PayPal account or the account with the medium he wishes to use for the purpose.
Thanks Aditya for saving my ass.
I gone through whole article, just to check whether it can be sent or not. 
I have had few colleagues from India, they have always been complaining that they can send money but they cannot receive it. I think the authorities should let the transfer both the ways happen, It will help in increasing the trade more.. Dont you think so?
Actually, it’s the other way around; they can receive money but they can’t send it out. I agree though, I just don’t get why India has limited this. Western Union is a very convenient method of cash transfer and for that to be limited in India, it’s just very unfortunate.
Well Aditya, you have rightly stated that money cannot be sent from India through Wester Union Transfer. We have many centres where the money can be receive in India from other countries and in most of the cases, the money is to come to India instead is to go out of India. It is because the exchange rate of Indian Rupee is much less than most other curriencies. Moreover, most people go to foreign countries especially to western countries to earn money and get the curriency transferred to Indian rupee which comes out to be beneficial business. So in most of the cases the Indian peoploe do not have much to complaint about this restriction applied by Reserve Bank of India.
At the same time, it is quite easy to get the money from other countries if you are going to get them in regular intervals.
It is some thing funny that we can get the money in installments of less than fifth thousands and the cash will be paid to you instead of geting into bank transctions. But if the amount is more than fifth thousands at a time, then you get a cheque of the bank only and your money will be accounted for in the bank.i